Growing Families

MY FAMILY IS GROWING, WHAT DO I NEED TO DO?

Growing Families

Who

Priorities

Who

Age 30 to 44
Starting to be established in career
Recently married/common-law relationship
May have children
Recently purchased first home

Priorities

Paying off mortgages
Establish an emergency fund
Staying on Budget (Download our app!)
Make a spending plan-short, medium and long term
Saving for children’s education
Saving for retirement
Taking care of the “What-ifs?”
- Disability
- Critical Illness
- Premature Death
Make a will

Learn More

Latest News

Life Insurance after 60- is it necessary?

You may have had life insurance for as long as you can remember. You knew it was important to make sure that your family would be taken care of and be able to pay their bills if anything happened to you.

But now that you’re over 60, your children are grown, and your mortgage is paid off, you may feel you don’t need life insurance anymore. However, there are some circumstances under which it may still make sense for you to have life insurance:

• You still have substantial debt.
• You have dependent children or grandchildren.
• You want to be able to leave a financial legacy.

The Six Steps to Financial Planning

A certified financial planner is trained to focus on all aspects of your finances – everything from your taxes to retirement savings.

The six steps to financial planning are:
• Meeting your financial planner
• Determining your goals and expectation
• Reviewing your current financial state
• Developing a financial plan
• Implementing a financial plan
• Monitoring the plan

A certified financial planner will develop a plan that works for you both today and in the future.

Five Ways To Withdraw Money From Your Business In A Tax-Efficient Manner

You have worked long and hard to build up your business, and now you are ready to withdraw money from your business’ bank account. But you don’t want to get hit with a huge tax bill. So here are 5 ways to withdraw money from your business in a tax-efficient manner.